Investing and purchasing financial products involves varying degrees of risk. The risks associated with a product depend on its structure, underlying assets, issuer, market conditions, tenure, liquidity, taxation and other factors.
Users should carefully read all relevant product and scheme documents before making any investment decision.
IMPORTANT INFORMATION
The value of investments may increase or decrease depending on market conditions. Investors may lose part or, in certain products, all of the capital invested.
Past performance should not be considered a guarantee or indication of future performance.
Mutual fund investments are subject to market risks.
The NAV of mutual fund schemes may fluctuate due to changes in the value of underlying securities, interest rates, credit conditions, market conditions, liquidity and other factors.
Different schemes carry different levels and types of risk.
Investors should read the Scheme Information Document, Statement of Additional Information, Key Information Memorandum and applicable risk disclosures carefully before investing.
Equity-oriented investments may be affected by:
Capital is not guaranteed unless specifically stated in the relevant product documentation.
Debt securities and debt-oriented investments may be affected by:
A higher stated interest rate may be associated with higher credit or other risks depending on the product.
Fixed deposits may be subject to:
Investors should verify the applicable deposit terms directly with the relevant institution.
Investment in bonds and other fixed-income securities may involve:
The repayment of principal and interest is subject to the terms of the relevant instrument and the creditworthiness of the issuer.
Specialised or higher-complexity investment products may involve higher levels of market, liquidity, concentration, strategy and other risks.
Investors should carefully review the relevant product documents, eligibility conditions, minimum investment requirements and risk disclosures before investing.
Insurance products are primarily designed to provide insurance protection and/or other benefits according to the applicable policy terms.
Insurance products differ substantially in structure, benefits, exclusions, charges, surrender conditions and risks.
The policy document issued by the insurer is the governing document.
Investors/policyholders should carefully read the policy terms, benefits, exclusions, charges, surrender provisions and applicable disclosures before purchasing an insurance product.
Investxindia does not guarantee the acceptance of a proposal or settlement of an insurance claim. Claim decisions are subject to theinsurer's applicable policy terms and regulatory framework.
Tax treatment of financial products may change due to changes in law, regulations, notifications or judicial interpretation.
Tax treatment may also differ depending on the investor'scircumstances and type of product.
Users should consult an appropriately qualified tax professional for tax advice.
Some financial products may not be easily sold or redeemed at the desired price or time. Investors should consider their liquidity requirements and investment horizon before investing.
The purchasing power of money may decline over time due to inflation. Aninvestment's nominal return may not necessarily represent its real return after considering inflation and applicable taxes.
Changes in interest rates can affect the value of debt securities and debt-oriented investments. Investors should consider the relationship between interest rates, duration and the particular product before investing.
Credit risk refers to the possibility that an issuer or counterparty may fail to meet its financial obligations.
Credit risk varies between products and issuers.
Digital transactions may involve operational, technology, cyber-security and communication risks.
Investors should use only authorised channels and should never share passwords, PINs, OTPs or other confidential authentication information with unauthorised persons.
Unless expressly guaranteed by the relevant product provider under legally valid terms, no representation made through Investxindia'sPlatform should be interpreted as a guarantee of investment returns.
Illustrations, calculators, historical returns and projections are for informational purposes and should not be interpreted as guaranteed outcomes.
Before investing, investors should consider:
Investors should seek professional advice where appropriate.
RISK DISCLOSURE 17
Past performance is not indicative of future returns.
Mutual Fund investments are subject to market risks. Read all Scheme related documents carefully before investing.
Investment decisions are ultimately the responsibility of the investor.
Investxindia acts within the scope of its applicable distribution activities and does not guarantee investment performance.
Use only authorised channels for digital transactions. Never share your passwords, PINs, OTPs or other confidential authentication information with unauthorised persons.