Regulatory Transparency

Disclosures & Our Working Framework

This section outlines our regulatory position, compensation structure, and scope of services. It also clarifies expectations and limitations, helping you make well-informed and confident financial decisions.

Our Regulatory Capacity

investxindia operates as an AMFI-registered Mutual Fund Distributor (ARN-346230) and an IRDA-authorized insurance consultant. At present, we are not registered as a SEBI Registered Investment Adviser (RIA).

Our role is limited to explaining financial products, aligning them with your goals and risk profile, and facilitating transactions through regulated platforms such as investxindiaE-Wealth.

Compensation & Fees

• We may earn commissions or trail income from asset management companies (AMCs) and insurers for products you choose through our platform.

• We do not levy any separate advisory or planning fees unless expressly agreed upon in writing.

• We do not levy any separate advisory or planning fees unless expressly agreed upon in writing.

What We Do

  • Assess your financial goals, income patterns, investment horizon, and family obligations.

  • Evaluate your risk appetite and ability to withstand market fluctuations.

  • Simplify concepts such as mutual funds, SIP/SWP/STP, insurance, NPS, and related products using practical examples.

  • Recommend appropriate fund categories and high-level asset allocation based on your profile and objectives.

  • Facilitate execution and monitoring of investments through regulated platforms (such as InvestXIndia E-Wealth), along with required documentation support.

  • Conduct regular portfolio reviews, performance discussions, and provide guidance to help you stay disciplined across market cycles.

What We Don't Do

  • We do not provide intraday trading advice, stock tips, or schemes promising assured returns.

  • We do not guarantee or commit to any fixed returns on mutual funds or market-linked investments.

  • We never access or request your internet banking details, OTPs, login IDs, or passwords.

  • We do not accept cash for investments; all transactions are carried out only via authorized banking channels.

  • We do not offer tax or legal advice and coordinate with your Chartered Accountant whenever necessary.

OUR METHODOLOGY

A Disciplined 4-Step Planning & Review Framework

Each client journey is guided by a structured process designed for clarity, accountability, and long-term success.

Step 1

Assess

We evaluate your income, expenses, assets, liabilities, and overall risk tolerance.

1
Step 2

Structure

We align your goals with appropriate investment categories and high-level allocations across SIP, SWP, STP, lump sum, and protection solutions.

2
Step 3

Implement

We execute the strategy through InvestXIndia E-Wealth and other regulated platforms, with complete documentation support.

3
Step 4

Monitor & Refine

We review performance regularly, rebalance portfolios when required, and adapt the plan to evolving life goals.

4

IMPORTANT INFORMATION

Read This Before You Invest

  • InvestX India operates as an AMFI-registered mutual fund distributor (ARN-346230) and an IRDA-authorized insurance consultant. We are not registered as a SEBI Registered Investment Adviser (RIA) at present.

  • We may earn commissions or incentives from asset management companies or insurers for the products selected. No separate advisory or planning fees are charged unless expressly agreed in writing.

  • All content, illustrations, and calculator results on this website are provided solely for educational and informational purposes and should not be construed as a recommendation to buy, sell, or switch any investment product.

  • Mutual fund investments are subject to market risks, including potential loss of capital. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future results.

  • Investment choices, asset allocation, and final decisions should be made only after a personalized discussion that considers your income, expenses, risk profile, investment horizon, and existing portfolio.

  • We do not offer intraday trading advice, guaranteed returns, or informal investment arrangements, and we will never request your internet banking details, OTPs, or login credentials.

All investments carry market risk. This statement is issued in the interest of transparency, regulatory adherence, and investor awareness.